First ReadingA Bill sponsored by Aldai MP Marianne Kitany seeks to make internet usage and billing more transparent, but its four clauses leave undefined what providers must measure, how customers should be charged and what data regulators may collect. Without clearer rules on pricing, privacy, accuracy and implementation, the proposal could raise compliance costs, favour larger ISPs and create a nationwide usage-tracking architecture without directly solving the problem that inspired it: expiring data and unclear value for consumers.
Policy & Regulation · 27 Aug 2026 · 9 min read
AnalysisM-PESA has become systemically important to Kenya’s economy, but the businesses that depend most heavily on its APIs, merchant infrastructure and settlement systems often have the least freedom to challenge how those rails are governed. The next phase of Kenya’s payments market will therefore depend less on breaking up Safaricom than on stronger developer standards, portable customer data, clearer competition rules and a credible Fast Payment System that lets fintechs and non-bank providers compete without building their businesses entirely on another company’s permission.
23 Aug 2026 · 20 min read
AnalysisSafaricom and Airtel Kenya have reshaped their data menus in opposite directions, cutting the effective cost of mainstream monthly connectivity while reducing or restricting the small, short-duration bundles used by customers with irregular incomes. The result is a widening affordability divide in a market where two operators control more than 96% of subscriptions: planned, high-volume internet access is becoming cheaper, but the smallest unit of connectivity is becoming more expensive, less flexible and, at key hours, harder to buy.
Consumer protection & Product pricing · 21 Aug 2026 · 29 min read
AnalysisKUSCCO’s failure to repay a KSh480.53 million matured deposit to Mhasibu Sacco in January 2024 offered an early warning that the apex body’s problem was no longer accounting but liquidity. The crisis that followed — including an estimated KSh12.5 billion asset deficiency, losses of up to KSh14 billion and exposure equal to more than 7% of regulated SACCO core capital — has exposed a deeper regulatory flaw: SACCO funds were being intermediated through an institution outside the prudential framework designed to protect them.
SACCOs, regulation and financial stability · 21 Aug 2026 · 6 min read
AnalysisA new pure-play operator faces KSh15 million for the licence and an upfront KSh800,000 operating fee, followed by 0.4% of licensed-system revenue or KSh800,000 a year. The deeper question is whether one network rulebook can distinguish colocation from connectivity.
Policy & Regulation · 20 Aug 2026 · 17 min read
AnalysisKenya’s Auditor-General has identified extensive weaknesses in the eCitizen platform’s financial controls, including KSh35.5 billion in collections lacking bank-statement support, KSh7.05 billion held in collection accounts, off-contract payments, unapproved accounts and prolonged private-vendor control over critical system infrastructure. The findings turn eCitizen from a digital-government success story into a governance test, raising questions over fiscal transparency, settlement discipline, cybersecurity and the state’s control of one of its most important revenue-collection platforms.
20 Aug 2026 · 6 min read · Paid
CorrectionIt was proposed as a boundary between registration and licensing, not a blanket entry floor. The harder competition test lies in inherited licences, the commercial viability of registration and sharply higher fees.*
Policy & Regulation · 20 Aug 2026 · 15 min read
AnalysisKenya's Working Poor Are Paying 180% APR for What the Industry Calls Financial Inclusion.
Buy Now Pay Later · 19 Aug 2026 · 23 min read
AnalysisThe house does not need to predict football better than you. It only needs you to keep buying another chance.
Gambling · 19 Aug 2026 · 11 min read
