Published by the FinTech Association of Kenya
PRECURSORSubscribe
First Reading.

Jargon Monoxide: The Silent Killer in Your Company

Buzzwords don’t make a company sound smart. They slow meetings, blur decisions and drive away customers and staff. Here is how to spot the four strains of jargon monoxide, and how to clear the air.

By Michael Okwiri - 𝑮𝒖𝒆𝒔𝒕 𝑪𝒐𝒍𝒖𝒎𝒏𝒊𝒔𝒕 · Africa Business Stories · 4 min read · 13 October 2026

Jargon Monoxide: The Silent Killer in Your Company

The newsletter

Read it before consensus.

Free. Weekly. Governed by the Editorial Independence Charter.

Latest Analysis

All analysis
No business person actually shares the truth of how they started.
Opinion

No business person actually shares the truth of how they started.

The journey from an idea to a functioning business is less about polished strategy than survival, improvisation and learning which mistakes can kill the company before it develops scale. Ian Ortega argues that capital can sometimes postpone rather than remove that apprenticeship, while founders who bootstrap their way from zero to one learn the suppliers, customers, hidden costs and informal rules that no business-school framework can fully teach.

Africa Business Stories · 6 min read

Kenya’s Tax Uncertainty Is Becoming an Investment Cost.
FINTAK Position

Kenya’s Tax Uncertainty Is Becoming an Investment Cost.

Kenyan firms face headline tax rates broadly in line with regional peers, yet frequent rule changes, overlapping levies, short compliance deadlines and VAT refunds that can take 12 to 24 months are making long-term investment harder to price. FINTAK is pushing for a multiyear tax roadmap, longer transition periods and enforceable refund timelines as businesses weigh expansion, hiring and capital spending against rules that can change within months.

Tax & Regulation · 8 min read

PesaLink’s New ID Makes Bank Transfers Easier. The Bigger Question Is Who Owns the Rail
Opinion

PesaLink’s New ID Makes Bank Transfers Easier. The Bigger Question Is Who Owns the Rail

PesaLink’s portable payment ID could let Kenyans send money using phone numbers or other familiar identifiers without knowing the recipient’s bank, while lower transfer fees seek to make the rail easier to use. Its rollout also lands as Kenya debates a national instant-payment switch, raising a bigger question over whether PesaLink can evolve from bank infrastructure into part of a broader payments system, and under whose rules.

Payments · 7 min read

Joshua Oigara wants Stanbic in Kenya’s top three.
Inside the Rails

Conversations with the people designing, regulating and operating financial systems

Inside The Rails

Joshua Oigara wants Stanbic in Kenya’s top three.

Joshua Oigara reached his first big career target early, becoming KCB chief executive at 37 after setting himself the goal of leading a blue-chip company before 40. Now running Stanbic Holdings and Standard Bank’s East Africa business, he has set another measurable ambition. He wants Stanbic to break into Kenya’s top three banks by 2027 or 2028, a target that will require converting rapid balance-sheet growth into stronger earnings after first-half 2026 profit rose just 0.8% even as assets expanded 27%.

The method

Every substantial story begins with something visible and asks what larger system is quietly being revealed.

Behaviour beforeAdoption

What customers, merchants and informal operators are already doing that product teams haven't understood.

Infrastructure beforeScale

The rails, standards and identity systems that determine who can build, connect and compete.

Policy beforeEnforcement

Draft provisions and appointments that change the probability of what comes next.

Friction beforeFailure

Where consumers compensate for a system that technically works but practically disappoints.

Power beforePublicity

Who gains control over data, pricing, identity and access when a technical change lands.

The newsletter

Read it before consensus.

Rain is easy to report once the streets are wet. Our work begins before then.

Free. Weekly. Governed by the Editorial Independence Charter.

Precursor Studio

Partner with Precursor

Reach a concentrated professional audience across African finance, through clearly labelled partnerships that never buy editorial influence.

Download the media kit