Stories that begin with something visible and ask what larger system is quietly being revealed.
It was proposed as a boundary between registration and licensing, not a blanket entry floor. The harder competition test lies in inherited licences, the commercial viability of registration and sharply higher fees.*
Policy & Regulation · 20 Aug 2026 · 15 min read
UFAA holds billions in an audited Trust Fund. Its harder test is whether a custodian can grow faster than it restores ownership.
Policy & Regulation · 20 Aug 2026 · 20 min read
Kenya's Working Poor Are Paying 180% APR for What the Industry Calls Financial Inclusion.
Buy Now Pay Later · 19 Aug 2026 · 23 min read
The house does not need to predict football better than you. It only needs you to keep buying another chance.
Gambling · 19 Aug 2026 · 11 min read
Safaricom’s masking of M-PESA numbers is more than a simple privacy upgrade. It is a battle for control of Kenya's digital finance infrastructure. As critical identifiers vanish, the regulatory focus shifts from data access to data control and portability.
Payments · 18 Aug 2026 · 12 min read