Published by the FinTech Association of Kenya
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Analysis

Stories that begin with something visible and ask what larger system is quietly being revealed.

The three-hour reconciliation is a choice.
In the trenches

The three-hour reconciliation is a choice.

AI-assisted coding has quietly handed operating executives a power they have never had: the ability to prototype their own back office. The institutions compressing three-hour morning reconciliations into twelve seconds are not buying software. Their leaders are specifying it.

Thought Leaders · 10 Nov 2026 · 4 min read

The founder leaves. Can the institution still decide?
Independent

The founder leaves. Can the institution still decide?

Africa's first generation of fintech and banking founders is approaching handover at the same moment regulators are tightening fit-and-proper and governance rules. Succession is not an announcement; it is a stress test of whether authority lives in systems or in one person's phone.

Thought Leaders · 10 Nov 2026 · 5 min read

Who can afford Africa's AI infrastructure?
Practitioner view

Who can afford Africa's AI infrastructure?

Sovereign compute has become geopolitics: chips are export-controlled, data centres are diplomacy, and "AI factories" are landing on African soil. For a Kenyan bank's 2027 budget, the question is not whether the hardware is local but whether the workload justifies the meter.

Thought Leaders · 10 Nov 2026 · 5 min read

Which products should your institution stop selling?
Practitioner view

Which products should your institution stop selling?

The world's biggest banks have spent a decade shrinking to grow, exiting whole countries to concentrate capital. The same surgery, done at product level, is where most African banks flinch, because killing a product cleanly is harder accounting than launching one.

Thought Leaders · 30 Oct 2026 · 4 min read · Paid

The AI pilot works. Does the business case?
Independent

The AI pilot works. Does the business case?

The largest capital build-out in the history of computing is hunting for enterprise revenue, and African banking is the next licence market. The pilots impress. The income statements barely move. What separates the two is not technology but capital allocation.

Thought Leaders · 28 Oct 2026 · 5 min read · Paid